Let's chat: 403-391-2053
|
My Mortgage Blog

Spring means more houses on the market and more buyers for those houses.  This means a very busy time of year for those selling and buying a home.   Most people see spring as a great time to buy for two reasons: they get a bit of spring fever with the snow melting and the ability to see what a yard actually looks like, and they want to move at the end of June/beginning on July when the kids are done school (but so their move won’t interfere with any summer holidays).   These two things combined make spring the busiest time of year for the housing market!

When things get busy, they can take longer.  Your mortgage approval can take longer.  Getting an appraisal done can take longer.  Booking an appointment with a lawyer can take longer.

These are all reasons why it is so important to speak to a mortgage broker now, when the tiniest thought about going house shopping has crossed your mind.   

A mortgage broker is the perfect person to start the process of buying a home.   I will first help you determine what you qualify for and if you are ready to buy a home BEFORE you fall in love with that perfect house.   This means no disappointment in finding out you can’t actually buy the home of your dreams.  Instead it means you know exactly what you need to do to qualify and you are not only ready to write an offer but your mortgage broker has everything she (yes, I am your mortgage broker) needs to have an approval done as quickly as possible. 

Second, as a broker that has been in business for over 10 years I work closely with many realtors, lawyers, appraisers, and home inspectors who can help make sure we get everything done on time.  As your first point of contact I will ensure you are working with the best in the business!

Being proactive is the best way to start looking for a home in this spring housing market. It will streamline the process and remove unnecessary stress trying to run around at the last minute attempting to get approved for a mortgage.

Call me today to set up your free consultation to find out what you qualify for and to put my vetted professionals to work for you!

Nicki