Get Professional Advice from
Nicki Pike Red Deer Mortgage Broker
Whether you’re buying your first home, upgrading to a new home, or looking for professional advice, I am your Red Deer mortgage broker with over 16+ years experience to help you with your unique situation.
My Services As A Mortgage Broker
I help find the best mortgage options for a variety of unique situations

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First Time Home Buyers
Discover which programs and options are available to first time home buyers.

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Single Women
Purchase a your place to call home all on your own. I'll help you navigate the process of applying independently.

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Divorce Mortages
No one expects a divorce, I am here to help guide you through the process and ensure you have a safe place to land when one happens.

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Front Line Workers
Did you know that if you are a “front line” worker you may qualify for a special rate on your mortgage and be able to get cashback? It’s true. During Covid, our eyes were opened to certain professions and how important the people working in those jobs are to all of us.

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Vehicle Financing
Need a new vehicle? I can help you secure financing for your next vehicle and ensure it aligns with your financial goals.

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Mortgage Refinancing
Need to make changes to your existing mortgage due to changes in your life? I can help you find the best path to refinancing.

Nicki Pike
Your Mortgage Advisor & Partner
I am passionate about helping people navigate the process of getting a mortgage. A home is often the largest asset we have and a mortgage is often the largest debt we have, this is why I want to ensure my clients understand their options and feel confident in the mortgage they choose. My goal is to empower people through home ownership, through their mortgage, and being a broker allows me to do that.
Start your mortgage application online
Prefer to get started online? Perfect! I have an online process which allows me to help you from anywhere in Alberta.
Todays Mortgage Rates in Red Deer
Working with a mortgage broker gives you access to a variety of lenders opposed to just one. We often can find better rates and options based on your unique needs.

Testimonials
What My Clients Say
Frequently Asked Mortgage Questions
Using a mortgage broker means you are choosing someone independent from a bank. This can have several advantages, such as:
- Mortgage Brokers work with numerous lenders for you to choose from, all from one mortgage application, this can save you time and give you access to numerous options so you find the best option for you
- More lender options means if one says no, there are still other lenders to go to without having to start over
- A mortgage broker doesn’t work for the bank, this means their priority is finding you the best suited mortgage for you versus only offering what the bank they work for can offer
- Mortgage brokers have lenders who specialize in helping those who are self employed
- Mortgage brokers have lenders who specialize in helping those who don’t have perfect credit.
As you can see, mortgage brokers have the benefit of working with numerous lenders who they can submit your application to which means more options for you and your situation. So whether you are a first time home buyer, someone who’s self employed, someone going through a divorce, someone who’s had some credit issues along the way, or someone who needs an out of the box mortgage, a broker has access to lenders your banker doesn’t, giving you choice and options your bank can’t offer you. All from one application
The easiest way to find a mortgage broker is to ask the people in your life who they used. From there, talk to who they recommend, ask them questions about how they can help you, then choose someone you feel comfortable with. You can also check Google ratings to see what reviews they have and how recent those reviews are.
The short answer is YES! A mortgage broker does the shopping around for you, so its definitely worth calling one. And, Mortgage brokers are regulated by a governing body so need to continue to upgrade their knowledge through courses and education to maintain their license. This all works in your favor.
Yes, the potential is there for mortgage brokers to save you money. This is because we have access to multiple lenders who offer different rates and options, our job is to find the right lender and mortgage for you. Finding the right mortgage can save you thousands of dollars in the long run, if for example, unforeseen circumstances lead to you breaking your mortgage early. There are so many things to take into consideration when choosing a mortgage and the fact is, the options you have through a broker allow you to take all of those things into account and choose a lender best for you.
Yes, the potential is there for mortgage brokers to save you money. This is because we have access to multiple lenders who offer different rates and options, our job is to find the right lender and mortgage for you. Finding the right mortgage can save you thousands of dollars in the long run, if for example, unforeseen circumstances lead to you breaking your mortgage early. There are so many things to take into consideration when choosing a mortgage and the fact is, the options you have through a broker allow you to take all of those things into account and choose a lender best for you.
Mortgage brokers are paid by the lender you choose for your mortgage. We get paid when your mortgage closes. The exception to this is on private mortgages, when we do a private mortgage for someone the client is charged a fee, this fee is always disclosed up front. Most people do qualify outside of needing a private mortgage so for most people, using a broker is free and gives them access to numerous options, which is what is called a win win.
It’s simple. Talk to a broker and find out what options are available to you. That’s all there is too it!