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Mortgage With Nicki

Get Professional Advice from

Nicki Pike Red Deer Mortgage Broker

Whether you’re buying your first home, upgrading to a new home, or looking for professional advice, I am your Red Deer mortgage broker with over 16+ years experience to help you with your unique situation. 

My Services As A Mortgage Broker

I help find the best mortgage options for a variety of unique situations

Red Deer Mortgage Broker Nicki Pike

Nicki Pike

Your Mortgage Advisor & Partner

I am passionate about helping people navigate the process of getting a mortgage. A home is often the largest asset we have and a mortgage is often the largest debt we have, this is why I want to ensure my clients understand their options and feel confident in the mortgage they choose. My goal is to empower people through home ownership, through their mortgage, and being a broker allows me to do that.

Start your mortgage application online

Prefer to get started online? Perfect! I have an online process which allows me to help you from anywhere in Alberta. 

Todays Mortgage Rates in Red Deer

Working with a mortgage broker gives you access to a variety of lenders opposed to just one. We often can find better rates and options based on your unique needs. 

Red Deer Mortgage Broker

Testimonials

What My Clients Say

Katelyn Perry
Katelyn Perry
2023-04-25
Nicki did a fantastic job of breaking down the whole process! As a first time home buyer with a slightly different situation Nicki made it very straightforward and was always super quick to answer any questions. I could tell she was looking in the best interest of myself and made sure I was able to get approved and within the budget I could afford. She kept in constant contact even when things were slow going. I’m grateful to have such a wonderful mortgage broker that took my concerns and questions very serious. I can honestly say I’d recommend Nicki to anyone needing a mortgage broker!
Bob Doornenbal
Bob Doornenbal
2022-10-04
Sometimes life throws you curveballs and in my case I needed someone with extensive mortgage knowledge to focus on a solution and not the problem. Nicki was referred to me after I had tried so many others and she quickly understood my challenges and went to work on the solution. She is very consultative, responsive and easy to deal with. Highly recommended for anyone looking for any type of mortgage.
Tyler Scott
Tyler Scott
2022-09-06
Nicki was beyond amazing. She spent the last year + working with me to help buy my first help. From answering thousands of questions, to providing honest critiques to get me in the right direction. Will use again in the future, and highly recommend!
Karen Bee
Karen Bee
2022-06-03
Nicki made the process almost painless, and was helpful and supportive every step of the way with my complicated and unique mortgage needs. Highly recommend!
Lori Sealock
Lori Sealock
2022-05-24
Nicki has been absolutely FANTASTIC to deal with regarding our new mortgage. She is very knowledgeable and answered all our questions. She makes you feel so comfortable throughout the mortgage process and she is very easy to talk to and a great listener. She presented our options and helped us pick the best mortgage for us. She was there for us 24/7 whether is was a call, email or text. I highly recommend you give her a call! Thank you so much Nicki for all you done for us! Lori & Derek
Mitchell Heber
Mitchell Heber
2021-12-22
I don’t have enough good things to say about working with Nicki. Always takes the time to answer any questions you’ve got, regardless of how in depth or rudimentary they are.
morgan horn
morgan horn
2021-12-02
We bought our first home with Nickis help last month. I Loved working with Nicki. She was positive, patient, and she had all of our stuff worked out within days of us making our offer! I also love that she is a local working momma getting her cut from Big Bank. Thanks Nicki!
Chris Calve
Chris Calve
2021-11-24
Nicki was fantastic to work with. She was very professional and made getting my mortgage painless and easy.
Travis Fleming
Travis Fleming
2021-10-24
Nicki was very helpful and knowledgeable from start to finish! She answered any questions I had with ease and helped me understand everything I needed to know about getting my first mortgage. I would absolutely use Nicki again as my mortgage broker and would have no issues recommending her to anyone else. Thanks a lot Nicki!

Frequently Asked Mortgage Questions

Using a mortgage broker means you are choosing someone independent from a bank. This can have several advantages, such as:

  • Mortgage Brokers work with numerous lenders for you to choose from, all from one mortgage application, this can save you time and give you access to numerous options so you find the best option for you
  • More lender options means if one says no, there are still other lenders to go to without having to start over
  • A mortgage broker doesn’t work for the bank, this means their priority is finding you the best suited mortgage for you versus only offering what the bank they work for can offer
  • Mortgage brokers have lenders who specialize in helping those who are self employed
  • Mortgage brokers have lenders who specialize in helping those who don’t have perfect credit.

As you can see, mortgage brokers have the benefit of working with numerous lenders who they can submit your application to which means more options for you and your situation. So whether you are a first time home buyer, someone who’s self employed, someone going through a divorce, someone who’s had some credit issues along the way, or someone who needs an out of the box mortgage, a broker has access to lenders your banker doesn’t, giving you choice and options your bank can’t offer you. All from one application

The easiest way to find a mortgage broker is to ask the people in your life who they used. From there, talk to who they recommend, ask them questions about how they can help you, then choose someone you feel comfortable with. You can also check Google ratings to see what reviews they have and how recent those reviews are.

The short answer is YES! A mortgage broker does the shopping around for you, so its definitely worth calling one. And, Mortgage brokers are regulated by a governing body so need to continue to upgrade their knowledge through courses and education to maintain their license. This all works in your favor.

Yes, the potential is there for mortgage brokers to save you money. This is because we have access to multiple lenders who offer different rates and options, our job is to find the right lender and mortgage for you. Finding the right mortgage can save you thousands of dollars in the long run, if for example, unforeseen circumstances lead to you breaking your mortgage early. There are so many things to take into consideration when choosing a mortgage and the fact is, the options you have through a broker allow you to take all of those things into account and choose a lender best for you.

Yes, the potential is there for mortgage brokers to save you money. This is because we have access to multiple lenders who offer different rates and options, our job is to find the right lender and mortgage for you. Finding the right mortgage can save you thousands of dollars in the long run, if for example, unforeseen circumstances lead to you breaking your mortgage early. There are so many things to take into consideration when choosing a mortgage and the fact is, the options you have through a broker allow you to take all of those things into account and choose a lender best for you.

Mortgage brokers are paid by the lender you choose for your mortgage. We get paid when your mortgage closes. The exception to this is on private mortgages, when we do a private mortgage for someone the client is charged a fee, this fee is always disclosed up front. Most people do qualify outside of needing a private mortgage so for most people, using a broker is free and gives them access to numerous options, which is what is called a win win.

It’s simple. Talk to a broker and find out what options are available to you. That’s all there is too it!

Let's Find Your Perfect Mortgage

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