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Nicki Laberge Red Deer Mortgage Broker

Whether you’re buying your first home, upgrading to a new home, or looking for professional advice, I am your Red Deer mortgage broker with over 16+ years experience to help you with your unique situation. 

My Services As A Mortgage Broker

I help find the best mortgage options for a variety of unique situations

Red Deer Mortgage Broker Nicki Laberge

Nicki Laberge

Your Mortgage Advisor & Partner

I am passionate about helping people navigate the process of getting a mortgage. A home is often the largest asset we have and a mortgage is often the largest debt we have, this is why I want to ensure my clients understand their options and feel confident in the mortgage they choose. My goal is to empower people through home ownership, through their mortgage, and being a broker allows me to do that.

Start your mortgage application online

Prefer to get started online? Perfect! I have an online process which allows me to help you from anywhere in Alberta. 

Todays Mortgage Rates in Red Deer

Working with a mortgage broker gives you access to a variety of lenders opposed to just one. We often can find better rates and options based on your unique needs. 

Red Deer Mortgage Broker

Testimonials

What My Clients Say

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Amanda Price profile picture
Amanda Price
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Nicki is wonderful to work with. We have used her twice now and both times were very painless. She is very responsive, this last time we communicated exclusively via email and phone and I never waited long for a reply. We even were able to sign documents online! Nicki is kind, helpful, and explains things to you. She gives advice about things you may not have known, which I appreciate. Highly recommend speaking with Nicki for your mortgage needs!
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Doug Thrussell profile picture
Doug Thrussell
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Ms. Pike was our broker for well over a year before we finally “landed” our new home. Right from the beginning and until the end she was supportive and informative. She did a lot of work for us earlier removing the financial condition on what ultimately became a failed bid, but she kept us positive and she got us what I believe is an awesome rate on our new home. — She really went the extra mile for us.
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Patrick Percival profile picture
Patrick Percival
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Nicki was extremely helpful throughout our process, and took a lot of the stress out of it. We can’t thank her enough!
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Kimberly Starr profile picture
Kimberly Starr
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From start to finish Nicki has been incredibly helpful, patient and thorough. As first time home buyers my husband and I had no clue where to start and if we would even be able to get in this market. We may have ended up rushing Nicki quicker than expected, but she did not skip a beat and kept pace with us and made it all happen. We are so thankful we decided to go with Nicki as our mortgage broker. If you’re reading this, this is your sign! Do it.
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Tara Crouter profile picture
Tara Crouter
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I could not have been happier with my home buying experience thanks to Nicki. She came highly recommended from others. I reached out to her while I was abroad and before I knew it she had secured me the most competitive rate from a refutable lender. She communicated effectively using email, text messaging and telephone calls and kept me abreast every step of the way. She helped me to put my application together, reviewed all the documents in great detail with me and answered all of my questions. I’m addition she connected me to other financial resources. If you are looking for a lender, I definitely recommend Nicki!
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chad acaster profile picture
chad acaster
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⭐⭐⭐⭐⭐ I had the pleasure of working with Nicki for my mortgage needs, and I couldn’t be happier with the experience. Nicki is not only incredibly knowledgeable about the mortgage industry, but she’s also extremely helpful and personable. She guided me through every step of the process with patience and professionalism, making what could have been a daunting experience surprisingly smooth and stress-free. I wholeheartedly recommend Nicki to anyone in need of mortgage services. She’s amazing!
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Jon Rempel profile picture
Jon Rempel
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Nicki was a pleasure to deal with. She was patient with me, answered all my questions and made an otherwise daunting or difficult process much easier. I felt very comfortable that she had my interests at heart and was working for me to get the best mortgage possible. I'm not sure why anyone would go to one lending institution when someone like Nicki can evaluate multiple lending options to make sure you get one that fits you best. I would 100% recommend her as a Mortgage Broker!
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Jasmine Graham profile picture
Jasmine Graham
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Nicki was great to work with. She’s very knowledgeable, friendly and patient. She answered any and all of my questions, replied very promptly and was always unbiasedly honest with me. I will definitely use her again and recommend her to everyone!
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Belinda Esteban profile picture
Belinda Esteban
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We recently had the pleasure of working with Nicki, our outstanding mortgage broker, who played an instrumental role in making our dream of buying a house a reality. We cannot recommend her highly enough! From the very beginning, Nicki displayed an exceptional level of professionalism, knowledge, and dedication. She guided us through the complex process of securing a mortgage with ease and expertise, making what could have been a stressful experience feel smooth and manageable. Nicki took the time to understand our unique financial situation and goals, patiently answering all our questions and providing valuable insights and options. She consistently went above and beyond, ensuring we were well-informed and equipped to make informed decisions. Her attention to detail and proactive approach were awe-inspiring. Nicki diligently worked with us to find the best mortgage rates and terms aligned perfectly with our needs and preferences. She was always available to address any concerns, promptly responding to emails and calls with patience and clarity. Moreover, her interpersonal skills and friendly demeanour made the entire process enjoyable. Nicki's warm and approachable nature fostered trust and open communication, making us comfortable discussing our financial matters. She genuinely cared about our success and treated us like valued clients throughout the journey. Thanks to Nicki's expertise and unwavering support, we are now proud homeowners. Her guidance and professionalism exceeded our expectations, and we are incredibly grateful for her exceptional service. If you need a mortgage broker who is knowledgeable, reliable, and genuinely cares about your best interests, look no further than Nicki. She is an absolute gem!

Frequently Asked Mortgage Questions

Using a mortgage broker means you are choosing someone independent from a bank. This can have several advantages, such as:

  • Mortgage Brokers work with numerous lenders for you to choose from, all from one mortgage application, this can save you time and give you access to numerous options so you find the best option for you
  • More lender options means if one says no, there are still other lenders to go to without having to start over
  • A mortgage broker doesn’t work for the bank, this means their priority is finding you the best suited mortgage for you versus only offering what the bank they work for can offer
  • Mortgage brokers have lenders who specialize in helping those who are self employed
  • Mortgage brokers have lenders who specialize in helping those who don’t have perfect credit.

As you can see, mortgage brokers have the benefit of working with numerous lenders who they can submit your application to which means more options for you and your situation. So whether you are a first time home buyer, someone who’s self employed, someone going through a divorce, someone who’s had some credit issues along the way, or someone who needs an out of the box mortgage, a broker has access to lenders your banker doesn’t, giving you choice and options your bank can’t offer you. All from one application

The easiest way to find a mortgage broker is to ask the people in your life who they used. From there, talk to who they recommend, ask them questions about how they can help you, then choose someone you feel comfortable with. You can also check Google ratings to see what reviews they have and how recent those reviews are.

The short answer is YES! A mortgage broker does the shopping around for you, so its definitely worth calling one. And, Mortgage brokers are regulated by a governing body so need to continue to upgrade their knowledge through courses and education to maintain their license. This all works in your favor.

Yes, the potential is there for mortgage brokers to save you money. This is because we have access to multiple lenders who offer different rates and options, our job is to find the right lender and mortgage for you. Finding the right mortgage can save you thousands of dollars in the long run, if for example, unforeseen circumstances lead to you breaking your mortgage early. There are so many things to take into consideration when choosing a mortgage and the fact is, the options you have through a broker allow you to take all of those things into account and choose a lender best for you.

Yes, the potential is there for mortgage brokers to save you money. This is because we have access to multiple lenders who offer different rates and options, our job is to find the right lender and mortgage for you. Finding the right mortgage can save you thousands of dollars in the long run, if for example, unforeseen circumstances lead to you breaking your mortgage early. There are so many things to take into consideration when choosing a mortgage and the fact is, the options you have through a broker allow you to take all of those things into account and choose a lender best for you.

Mortgage brokers are paid by the lender you choose for your mortgage. We get paid when your mortgage closes. The exception to this is on private mortgages, when we do a private mortgage for someone the client is charged a fee, this fee is always disclosed up front. Most people do qualify outside of needing a private mortgage so for most people, using a broker is free and gives them access to numerous options, which is what is called a win win.

It’s simple. Talk to a broker and find out what options are available to you. That’s all there is too it!

Let's Find Your Perfect Mortgage

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